Gillco Meraqui architectural exterior

Gillco Meraqui Journal

Documents Checklist Before Booking a Flat in Mohali

Planning to book a flat in Mohali? Here's the complete document checklist — ID proof, income proof, RERA confirmation & more — before you sign anything.

Primary research topic: documents required to buy flat mohali

Why This Checklist Matters More Than You Think

Most home-buying regret in India doesn't come from a bad location or a wrong floor choice — it comes from paperwork that was rushed at booking stage. A serious buyer in Mohali, whether booking in an under-construction luxury project like Gillco Meraqui or a ready-to-move resale flat, should walk into the sales office with two things sorted: their own documents, and a clear list of what they're entitled to receive from the developer before money changes hands.

Your Personal Documents — What You Need Ready

Identity & Address Proof

  • PAN card (mandatory for any property transaction above a threshold value)
  • Aadhaar card
  • Passport-size photographs (typically 4–6 copies)
  • Address proof — utility bill, passport, or Aadhaar-linked address

Income & Financial Proof (if applying for a home loan)

  • Last 3 months' salary slips (salaried) or last 2–3 years' ITR and audited financials (self-employed)
  • Last 6 months' bank statements
  • Form 16 or income tax returns
  • Existing loan statements, if any, for eligibility calculation

For NRI Buyers

  • Valid passport and visa/OCI card
  • NRE/NRO bank account details
  • Power of Attorney, if someone is representing you locally

What the Developer/Seller Should Provide You

  • **RERA registration certificate** — confirm the number independently on rera.punjab.gov.in rather than trusting the brochure alone
  • **Approved building plan and layout** sanctioned by the competent authority
  • **Allotment letter** with unit number, size, and agreed price clearly stated
  • **Payment schedule** matching what was verbally agreed
  • **Copy of the title deed / land ownership documents**, so you can confirm the land itself is clear of dispute
Gillco Meraqui architecture and surrounding landscape
Project visual supplied by Gillco Meraqui.

Before You Book — A Short confirmation Routine

Before signing anything or paying a token amount, spend 15 minutes cross-checking the RERA number against the state portal, confirm the carpet area figure quoted matches the RERA filing (not just the sales brochure's "super area"), and ask specifically what the payment plan looks like stage by stage — construction-linked or a fixed schedule.

Buyer checklist

Keep the next step clear.

  1. Request the latest official project material relevant to this guide.
  2. Write down any commercial, legal, technical, or timeline points that need confirmation.
  3. Compare those documents against the needs of your household and budget.
  4. Take independent professional advice where a decision is consequential.

Questions, answered

Research with clarity.

Is PAN card mandatory for booking a flat?

Yes, for property transactions above the government-notified threshold, PAN is mandatory for both buyer and seller under Indian tax rules.

Do I need to submit original documents at booking, or copies?

Copies are typically sufficient at booking stage; originals are usually documented at the time of registration and loan disbursement.

What if I'm buying jointly with my spouse or family member?

Both co-owners need to submit identity and address proof, and both names should appear on the allotment letter and eventual sale deed.

How do I confirm a project's RERA number myself?

Visit rera.punjab.gov.in and search by project name or registration number — this shows the developer's filed details, promised possession date, and any complaints on record.

Can I book with just a token amount, or is full documentation needed upfront?

Most developers accept a token amount to hold a unit with minimal paperwork, but full documentation is usually required before the formal allotment letter and payment schedule are issued.

What happens if my documents don't match my loan application later?

Mismatches — like a name spelling difference between PAN and Aadhaar — can delay loan processing significantly, so it's worth reconciling these before you start the buying process.

Is a lawyer necessary for reviewing documents before booking?

It's not mandatory but is a sensible precaution for a high-value purchase — an independent legal review of the title and RERA filing costs little relative to the transaction size.

Continue reading

Related buyer guides.

A private next step

Arrange a private conversation
with clarity.

Speak to the team
Call WhatsApp